My economic plan

The times that we live in are no doubt challenging. As the economy moves forward in its current condition many of us struggle to make up the difference in our personal budgets and lifestyles. The government has come up with various plans to help or stimulate things. For example, last year’s stimulus check, $600 given to me to help me with my financial woes and to encourage a trip to the mall, which in turn would stimulate the economy. Brilliant. Did it go in savings? Did it go to the mall? I don’t know…but I do know that I have to claim it on my tax return this year, decreasing my rebate by the aforementioned $600.

Thank you for giving me money I did not ask for, want or even need without clearly explaining the terms. Be sure to read the fine print.

Another example the 2008 first time home buyer $7,500 credit. What an incentive to buy a home! $7,500 dollars to fix up the home, or even, if you wish pay of other debts, what ever you want, its your money! Seventy-five hundred dollars! Wahoo! *the 2008 first time home buyers credit should be considered as a interest free loan which will be paid back over a period of 15 years at $500 per year. Now, the reward for being brave and weathering the rocky times, buying a home, actively participating in the economy despite the difficulties; 7500 dollars of debt. Come on, lets take it for what it is, DEBT, interest free or not.

Here is my plan

Trevor, who works so hard to bridge the gap in our budget, because of what he does, we have a nice home, cars that work and a bright and promising future. No one, with any amount of money can top that. (Not to mention the 8 cows and two horses he brought into the marriage along with his amazingly upbeat and positive attitude.)

Mom and Dad, who did a fab job raising me, teaching me to work, to fulfill my obligations, to think, to study, to learn, to cook, clean, sew and garden, for encouraging me to get educated and helping me do it; and for also teaching me how to save, budget and spend wisely, among thousands of other things.

My sibs, who set a good example, are always willing to lend an ear, and offer good, impartial advice in any situation.

My in-laws, Wayne and Debbie who helped Trevor become the man he is, who welcomed me into their family with open arms, without question or prejudice, who are always supportive and willing to lend a hand.

The Church of Jesus Christ of Latter-day Saints and our inspired leaders for warning, cautioning and helping us prepare for these perilous times.

Thanks to the government for trying to bring me down, I mean help me during these economic woes by offering thousands of dollars of debt.

Despite your efforts, my plan is better than yours.